Written by trustone3

Storm Damage and Your Roof

As homeowners we all desire to keep a Roof over our heads for as long as we live in our homes. We depend on our Roofs to keep Mother Nature off of us and our walls to keep her out. She can put up a fight at times and we have to protect ourselves by maintaining our homes.

Depending on the geographic region we live in we can be subject to a wide variety of storms. In some countries we have harsh winters, in some other, we are pounded by strong spring winds, hailstorms and tornadoes, and in some other, relentless heat and so on. What kind of damage can we expect when Mother Nature comes calling?

Storms can wreak absolute havoc on a Roof. Strong winds, hail or even heavy rains can adversely affect a Roofing system when it is not properly maintained. Slate and tile are extremely tough materials and very long-lasting. Hail can damage these surfaces in several ways. When the hail is large, when the slate has deteriorated or has become soft and thin or due to incorrect installation, the Roof can become susceptible to hail damage. It does not take a lot of precision to find hail damage on any Roof surface, it is pretty evident, usually it looks simply like a hole in the slate itself. Hail can either break or puncture the slate and can dent metal flashings. Where precision comes into play is in the repair of it. Hail can damage a slate Roof but in the majority of cases it can be repaired. Repair in this manner replaces the damaged slates with matching slates. You must match the slates as close to the original as possible. This is to maintain the aesthetic value of the Roof. Newer slates do not age the same as the older original slates and this can plainly be seen.

In repairing slates from hail damage the adjoining flashings have to be replaced also. Dented flashings can be a hidden source of leaks that can cause interior damage.

For the most part slate is wind resistant. The slate itself is too heavy and because of the angles of a slate Roof it is very difficult for high winds to get underneath it and lift it free. But when it does the damage from heavy winds can result in the slate tiles literally being blown off your home. This can happen when the slate is not installed properly, or the wrong sized nails are used. The majority of wind damage on a slate Roof is repairable. Very seldom does an entire slate Roof have to be replaced. Replacement occurs more often with asphalt shingle Roofs.

Some Roofers and insurance companies have a tendency to replace an entire slate Roof when it has been damaged. This is not required all the time. An experienced Roofer can easily match and replace the broken or damaged slate tiles and restore your Roof to its original integrity. They can work with the insurance company to repair only what is needed.

Only work with experienced and professional Roofers on any Roof, especially slate or tile Roofs. A Roofer needs special training and skills to know what they are doing to repair slate and tile. Repairing slate and tile Roofs is an art that requires skill and craftmanship. Choosing the right Roofing contractor is of the utmost importance when restoring, repairing or maintaining your slate or tile Roof.

Written by trustone3

Call Professional Roof Repair Services To Manage Your Hail Damaged Roof

The most neglected part in a house is the Roof may be due its invisibility or accessibility until a leakage or repair in the Roof starts affecting your building structure. But in reality Roof is an important feature in your home as it not only protects you from the natural elements but also offers you a beautiful elevation and exterior look to the home. So timely inspections of Roofs especially after the winter and rainy seasons helps you to identify the small repairs for fixing which may otherwise lead to a total Roof replacement or major repair that surely puts a burden on your pocket. But in case you cannot access the Roof there is no problem as you can always contact profession Roof repair services in your location who offer their best services for a durable and long lasting Roof to your home.

The Roof repairs company also helps in accessing the condition of the Roof and damages if any to take pictures and file for Roof insurance claims and meet the insurance adjuster on your behalf while inspecting Roofs. The Roof repair company offers their services to identify any leaks in your Roofs by looking for signs of water leakage, dark spots or trials and also outside light shown through the Roof. They also use state of the art equipment to visually inspect the Roofs in person to check out any missed shingles, cracks or torn and also any rot or molds that form due to improper drainage and blockages that shuts down the water exits.

So on identifying any hail damaged Roof they shall immediately start their repair services on approval of the quote submitted by them to you. They shall repair the leaky Roof jacks and vents, nail open flashings and exposed nails, replace the missing shingles, clear the gutters removing debris and so on. However, if the hail damaged Roof is beyond repair services they shall advice for a Roof replacement and re decking so that the overall structure of the house is not affected and damaged in the long run. They are also experts in offering hardie sliding, seamless gutters and fence installation services and you can expect top quality and excellent craftsmanship in handling the repair services from the workmen.

Before assigning your work to the Roof repair company you can also go through the testimonials and their previous projects handled to have an understanding of their workmanship and quality to handle your Roof repair services.

Written by trustone3

Signs Indicate You Might Need a Roof Repair

Your Roof serves a very important role, along with other exterior features, in protecting your home from the worst that Mother Nature can throw its way. But your Roof can only be effective in its duties if it’s taken care of and issues or damages are taken care of quickly. Here are a few problems your Roof could have that likely indicate some repairs are needed. After all, you want your Roof performing at an optimal level to shield your home, right?

When there are shingles missing from your Roof, the underbelly can be exposed and begin to take on water damage. Since many Roofs are built from wood, shingles are one of the few lines of defense that wood has from the rain and snow that can begin to do serious damage. Shingles keep your Roof from taking on the heat of the sun, too. These simple pieces are tasked with very important responsibilities, so if a few are missing from your Roof after a big storm, some repairs might be necessary.

Loosened metal, such as flashing, is another problem your Roof can experience and can have negative effects on its ability to keep external elements from making their way into your home. If you notice gaps in your flashing, or if the flashing has somehow come off altogether, it’s probably a good idea to call in a Roof repair specialist to take care of the situation before it gets worse.

Of course, all ifs, ands, or buts of whether or not you need repairs go out the window when you detect a leak in your home. This can act as a pretty clear sign that a Roof repair is necessary in the immediate future, or you’re going to risk not just doing damage to your Roof, but also damaging parts of your home’s interior. A leak indicates that a part of your Roof has already been compromised, meaning shingles could be missing, flashing could be out of place, or an item could have fallen and punctured your Roof in some way. Chimneys can also be responsible for leaks, so keep that in mind.

These are some of the signs that your Roof is in need of a repair. Keep these in mind the next time a big storm goes through your area, and if you can, take a peek at the top of your home afterwards to see if there is any visible damage. If you see something, get in touch with a local, experienced Roof repair company.

Written by trustone3

What Should You Look For After a Storm

There are the usual rains and light breezes that come throughout the year. These provide good breaks from possible hot weather and even water the lawn and gardens. These kinds of weather are not the type that would typically damage a home.
There are however, times when weather can come in with fierce winds and large to enormous hail. Such events would be noted in the events of a hurricane or tornado. The problem is that many residents know to check their home after a huge natural disaster, but not for hail.

It is common for people in a given neighborhood to notify their insurance of hail damage to their car because it is a huge eye sore on a brand new car. Not to mention the value of the car is significantly reduced when there is a bunch of golf ball looking impressions all over the body. It is common for residents to pay attention to their cars but yet forget about their homes.

If hail has caused significant damage to the area’s cars, then most likely the homes should be inspected also. Often times the only reason a homeowner would notify their insurance company of a problem from a storm is because there are apparent leaks in the building after the event. It is not necessary to have leaks in your home before you notify the insurance company.

It’s possible that when a leak starts occurring in the house it may already too late to get a full Roof replacement from storm damage if the storm was too long in the past. Different states have different guidelines, but usually around 1 to 2 years is the limit for notifying the insurance company of potential storm damage.

There are some things that a homeowner should look for after a major storm. One of course would be active leaking, but this is not the only thing to look for. If there are no active leaks, it does not mean there will not be in the future. Many times the integrity of the Roof is no longer good enough to endure the elements after a major storm.

Another obvious sign of storm damage would be the absence of shingles on the Roof. There can be shingles torn by the wind, lifted, or just blown off all together. If the shingles are lifted and cannot seal properly back down, this could cause big problems in the future. Such problems could include wind driven rain that will seep under the shingles and soak the Roof underneath.

There are other problems that can result from hail that may not be so apparent. The hail may actually leave impressions in the shingles that cause the shingles to no longer be water tight. The shingles also may be damaged enough from the hail strikes that they do not hold up to future rain falls.

Because of the obvious problems that can occur in the future from prevalent hail damage on a Roof, insurance companies have set up guidelines for what is needed to warrant a full Roof replacement. Every insurance company is a little different for the exact requirements that they look for, but they all are somewhat similar.

They usually look for something along the lines of 10 impact marks from hail per 100 square feet. Usually there will have to be evidence in more than one area of the Roof, but sometimes one section maybe all you need.

Written by trustone3

Check For Roof Damage

One of the most common claims for homeowners’ insurance is for Roof damage. Depending on where you live, damage to your Roof can happen from hail, wind, or snow. As a Roof gets older, it is more likely to sustain damage, which could lead to other structural damage. Here are some tips to help you check for damage to your Roof.

While it’s a good idea to have a professional inspect your Roof, you can do an initial inspection on your own if you feel comfortable getting on a ladder and onto your Roof. Make sure you plan enough time to look over the entire Roof.

What to Look For

The first thing you should notice is the actual Roof itself. Look at the shingles to see if any are broken or missing. Look for those that are curling, buckled or don’t seem to be secure. Notice the gutters to see if any pieces of shingle have slid off into them. You’ll also want to look around vents and flashing for cracks or rusted areas. Pay attention to how secure the vents are. If they move, it’s a sign they may have

missing screws and are allowing in water to the attic.

If you see moss on your Roof, it’s a sign that the Roof is decaying. Rust and worn shingles are two other signs to look for, which indicate an aging Roof. While age isn’t a covered issue for most Roof claims, it does warn you of the need for replacement before further damage occurs.

Look Inside Your House

You also want to check for Roof leaks from inside your home. Notice water stains on the ceiling or wet or moldy insulation in the attic. If the paint is cracked or bubbly or wall paper peels, it’s a sign of moisture getting in from the Roof.

Mold is often a serious indicator of older damage. It needs to be dealt with right away, and it may require a professional for removal.

later on.

If your Roof is still under warranty, you won’t be able to make the repairs yourself or you’ll void the warranty. Most insurance companies won’t cover DIY repairs either. If you must file a claim, you will only be responsible for the deductible and the insurance will pay for the rest of the expense.

The best time to check for damage is after a storm. You don’t want to wait too long or you risk further damage to your home. It only takes a few minutes for an inspection, or you can hire a professional. Getting your Roof repaired after being damaged is critical to preventing further issues. In addition, it’s a good idea to inspect your Roof every spring and fall to ensure it doesn’t need replacement or repairs.

Written by trustone3

Insurance And Roof Replacement Expenses

Homeowners insurance is useful as there may be unexpected repairs on one’s home. The Roofing is particularly crucial as the Roof protects the rest of the house from weather elements like rainfall, hail, snow, and high winds. As much as the concept of home owners insurance is comforting for the homeowner, there are a number of pitfalls when it pertains to handling insurance claims.

For a home owner looking to file claim with their insurance, it is best that the home owner first consult with a qualified Roofing contractor before filing insurance claims. In addition, it is highly important that the homeowner reviews his or her home owners insurance policy. Some typical exclusions that the insurance company would not cover are total replacement, materials, and older Roofs. However, they do this to guard themselves from unneeded costs and fraudulent claims.

Concerning total replacement, insurance companies do not cover damage that comes from incorrect maintenance or damages, which can be avoided if the home owner is mindful of the condition of the Roof. Concerning materials, making use of slate shingles or cedar shakes might be reasons why insurance companies do not replace Roofing with such materials. Insurance companies may also not cover replacement of older Roofing (with a Roof life span of 10– 20 years old) because, like health insurance, older materials are more risky and the company gets the short end of the stick.

By getting in touch with a Roofing contractor you will have somebody that can guide the home owner throughout the replacement process. Many of the instances when the home owner consults with the Roofing contractor are whenever the home owner seeks an insurance claim after the house was damaged by a thunderstorm. Home owners recognize they need to have the damages repaired so they file an insurance claim. Adjusters typically fail to see the existing damage or they also underestimate the damages. The home owner could even be riddled with a lot of additional costs not covered by insurance. Contractors assist the owner in determining the problem and they also assess the damages.

With the help of a contractor, one can be assured that the Roof life span can be extended by several more years with proper evaluation of the damages. The contractor’s help can even provide the homeowner with appropriate info to help deal with insurance adjusters. The Roof life span is very important to all homeowners. An appropriately kept Roof preserves the home’s beauty and also provides sufficient security for its occupants for many years to come.

Written by trustone3

Roof Repair: Cleaning Up After a Storm

If you are in need of Roof repair after a big storm, many other houses in the area will likely have the same need. There are times when the wind and the elements are just so intense that they tear the shingles right off of your home. If this were to happen, you would need to promptly get it repaired so you can continue to have sufficient protection for your home. Fixing up those spots will also prevent further damage to an already reeling home. Look at all of the different options you have and make the best decision possible to get the work done.

If you are in need of Roof repair because of a storm, you may want to consult your insurance company to make sure that you are covered. If do have coverage, it would make the most sense to try and get the best contractor and materials available for the work. This way, you use your insurance and will get a warranty of some sort for the work you are having done. Whoever you do decide to work with, make sure they will accept insurance and offer you the best chance to get the work done the way that you need it.

You may be looking at a way to get the work done on your own in a different manner. You may be looking to perform the Roof repair yourself. This may be simple, or it could be a hard project to undertake. You need to know the level of the damage as well as how to place the shingles and what the proper tools you will need are. You will also need to have these tools and the materials required to get the project done. Also, make sure you are getting the best materials on the market to take the best care of your house.

You need to compare overall costs of the Roof repair. This means you will need to look at how much it will be to bring in a professional to do the work, versus doing it on your own and getting all of the tools and supplies you will need. Also, do not forget to account for the amount of time you will need to learn how to do the work. So many people choose to hire a professional since they will be able to perform the best work, provide the best possible service, and have access to all the necessary materials to protect your home.

Once you have made a decision, hire the contractor to do the Roof repair. Make sure you know what you are getting and that you are doing the best job possible to make sure that you maintain the cover. This way you will know you have done all you can and feel confident and secure in what you have and how well it will work for you.

Written by trustone3

Roof Repair – Is That All You Need Or is It More Serious?

Are you debating whether or not you need a new Roof or just a Roof repair job? If you have a leaky Roof after every rain storm and can find parts of your Roof in the neighbor’s yard after every wind gust, you should talk to a professional.

It can seem initially cheaper to just have a patch job done but if your Roof is ready to go, a patch jobs can end up being more costly in the long run. On the other hand if your Roof is in relatively good condition a Roof repair can extend the life of your Roof and help save you money.

So how do you decide what you need? You may not be able to actually climb up on your Roof to do an inspection, but you can tell a lot from the interior and exterior of your home that will help guide you.

Obviously if you are finding Roof shingles on the ground after a wind storm and you can stand outside your home and see parts of your Roof coming up with binoculars, you are probably looking at a Roof that needs more than just some TLC.

From the interior of your home you can do an inspection starting with the attic if you have one. If the ceiling is moist, stained, or otherwise damage take a look at how extensively. Is it just in one area of the Roof or has it spread to a large mass of the attic ceiling? If water is leaking in from a damaged flash or uplifted shingle it will likely pool in one location. Check your walls in the home for moisture, blistering and water damage. If your wallpaper is peeling or you have mold on the walls you may have a source of moisture feeding behind the walls from a Roof leak.

Again if the damage is limited to one area of your home you may only have to contend with a Roof repair job. More widespread damage is usually an indicator of the need for a new Roof.

A Roofing contractor can of course get on the Roof itself and do a more thorough inspection job. The most likely areas for a leak will be flashings or loose tiles that have come up creating a way for water to enter and do damage. Once your Roofing contractor is able to do an assessment along with your interior inspection, you should be able to make an intelligent choice about whether you need a new Roof or just a Roof repair to make it through another rainy season.

Written by trustone3

Fixing Tips For Roof Storm Damage

Roof storm damage is a common occurrence where storms occur regularly. Roofs are made to bear the savagery of storms, as they are fully exposed and most vulnerable parts of any building. The best quality building materials and superior Roofing technologies are not enough to completely resist damages caused by storms. Statistics prove that storms are the biggest Roof wreckers, even more than what snow, showers, decay and hail can do.

Using highly durable materials while installing the Roof can help prevent Roof storm damage in most cases. But heavy storms take their toll every year, making the situation physically and financially harmful to the owner. So it is very essential that you keep repairing Roof storm damage expenses at the minimum without compromising on safety and quality. A sincere Roof repairing company would definitely help you cut recurring costs and headaches.

Do a reality check on your storm-affected Roof only after the storm has abated totally, and in no case you should rush out prematurely. You must have noticed people going from doorstep to doorstep offering to repair Roof storm damage immediately after the storm passing away. But never fall for them and employ only established and reliable Roof contractors to repair your Roof. A methodical assessment of your Roof, including the vents is essential at this stage. Overlooking a microscopic damage now can result in your entire Roof getting damaged quickly.

Unfortunately for the home owner, Roof storm damage repair cannot be put off for another day if he wants to sleep in peace the next day. If not repaired immediately, the next storm may do much more harm and the Roof may leak in the very next rain. Roofs, however delicate they may be, are the true guardians of your building and your belongings.

You can bring temporary succor by spreading a waterpRoof tarpaulin and then pegging out the destroyed parts. But they, in no way, would help you in the long run. So please opt for professionals in the field and repair Roof storm damage with their help only. Otherwise, your home may not survive the next storm at all.

Written by trustone3

Filing A Roofing Insurance Coverage Claim

If hail, high winds, or other storm damage has left you needing a new Roof, you are entitled to make a claim on your homeowner’s insurance coverage. Depending on the insurance company, your Roofing service provider may be able to deal directly with the insurance company. In some cases, you will need to file the claim yourself.

The initial step in making a claim is to call your insurance company. They’ll make an appointment with you to send an adjuster out. Get the adjuster’s name and telephone number. It’s a great idea to have your Roofing professional at the meeting as well so they can go over the situation in person. If your insurance claims adjustor determines that you have no damage to your Roof, you are entitled to a reinspection by yet another adjuster. Don’t be shy about asking for this.

Usually, the complete cost of the replacement is covered, minus the deductible. The amount of depreciation based on the age and condition of the home is taken into consideration. The first check represents the Actual Value of your present Roof. If you have a home loan, the name of the home loan company will definitely need to endorse the check in addition to you.

When the replacement has actually been finished, your insurance company will issue a 2nd check for the recoverable depreciation. If you are using a reputable Roofing contractor, they should be able to help you get the full amount you are due. Nonetheless, stay clear of making any profit on the deal, as this is insurance fraud, which is a federal offense.

If your Roof is found to be damaged, but can be repaired instead of replaced, you will certainly not obtain full replacement value. Your Roofing company might be instrumental in helping the adjuster to completely examine the damage. That can help you to receive the most appropriate solution to your problem.

Hail damage, in particular, may not be apparent to the untrained eye. If your Roof has actually been exposed to a hailstorm of more than just a couple of minutes, even if the hailstones are small, you ought to have a Roof assessment by a professional trained in hail assessment. The adverse results of hail damage might not become noticeable for some time, at which point you may no longer be able to file a claim.

Ensure that you fully understand your insurance protection and your obligations before you need to file a claim. Read through your insurance contract, and ask for clarification on anything you don’t comprehend. Considerable Roof damage can occur easily, and replacement is costly, so it’s smart to be sure that you have the coverage you need.

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