Written by trustone3

How to Repair Roof Damage From Storms

How to Repair Roof Damage From Storms

If you have recently suffered Roof damage from a heavy thunderstorm then check out the process of how to repair that damage.

The first thing you want to do to repair Roof damage from storms is determine what the damage is. Taking a quick look over you can determine whether or not you will need to buy new support beams, or if all you have to do is replace a couple of loosened shingles. If you have an attic it is a definite plus to go up there and check out if there was any structural damage to the wood, often there won’t be, but in the case of a severe storm with hail and flying debris there might be an underlying amount of damage.

With the amount of damage accessed you can determine if whether you need to buy some structural reinforcement beams or if you just need to buy a pack of shingles. So now that you have an idea of the repair requirements you can either hire a professional to fix the damage, or if it is slight enough, and you are knowledgeable in the repair field you can gather the materials to fix it yourself.

If you are fixing the damage yourself you most likely will need to purchase a pack of shingles and have a Roofing nail gun at your disposal. Roofing nail guns work on the premise of air pressure and are connected to a engine that will build up the air pressure so you can sufficiently drive the nails into the shingle securing it in its place. So by using a nail gun climb up to your Roof and begin tearing down and replacing torn off shingles. This of course is done if there was no damage done to the underlying beams, if there was you will need to look into reinforcing those then start the reshingling process. After nailing in shingles to cover up any holes and replace the old ones you can go back into your attic and verify that the shingles are in the right place and secure. As far as testing the Roof goes you can run a water hose on top of it to ensure all the shingles were put in place.

So overall the process of repairing Roof damage is similar to the original Roof building process, just the verification of stable support beams followed by replacing shingles.

 

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Written by trustone3

Roof Hail Damage – 4 Tips for Homeowners

Roof Hail Damage – 4 Tips for Homeowners

The storm has come and gone, did your home suffer any Roof hail damage? Hail storms are capable of producing hailstones up to 6″ in diameter. These balls of ice fall from the sky with no regard to your Roof. The larger a hailstone is, the faster it will fall, potentially causing more damage to your home.

Many factors play into how much damage a hail stone may cause. Size of the hail, wind speed and direction are only a few pieces of the puzzle. The age of your Roof’s shingles, the type of shingles and if your shingles are “impact-resistant” can all factor in to the severity of your Roof hail damage.

Damage to your Roof’s shingles can compromise the effective life of your Roof and even if not immediately visible, may lead to large scale problems if not identified in a timely manner. Here are a few tips which will help you properly identify Roof hail damage.

Tip #1: Is there any visible damage on the inside of your home? If you see water stains or slow drips on the inside of your home, then you have a problem which requires immediate attention. A new water stain on your ceiling is most definitely a sign that your Roof was compromised. If left untreated, the problem will worsen leading to further damage which may require a complete tear-off of your existing Roof, not to mention repairs to the interior of your home.

Tip #2 Are there any visible dents (blisters) on your Roof’s shingles? Just because you don’t see any damage to the inside of your home does not mean your Roof was not damaged. When there is no visible damage to the inside of your home, it may provide a false sense of security. By neglecting exterior damage, you run the risk of damage to your home in the months to come. Even worse is if you don’t file an insurance claim within the time guidelines stipulated in your homeowner’s insurance policy, you may lose benefits that you are entitled to now.

Identifying shingle blisters requires a visible inspection of your Roof. Sometimes blisters may be hard to see. It can be helpful to look for small dings on metal or aluminum vents, downspouts or gutters. It is typically easier to identify these marks than blisters on your shingles. If you believe you have visible evidence of damage, it is suggested that you contact your insurance agent immediately to express your concerns and to find out what your policy covers and the procedures necessary to file an insurance claim.

Tip #3 Get your own independent professional opinion. There’s no denying when a hail storm has blown through town. The National Weather Service records all storm data. If there is knowledge of a storm, and you contact your insurance company, they will most likely dispatch an adjuster. That adjuster represents your insurance company. His job is to identify damage, assess the cost to repair or replace your Roof and make sure all of the paperwork is in order to process a claim.

It is suggested that you contact a local Roofing company that is trained in Roof hail damage for an independent opinion prior to your insurance adjustor performing their inspection. Your Roofing company is capable of representing your interests. They should be willing to provide you an inspection and estimate to repair any damages free of charge. More importantly, they should be willing to back up their estimate and make themselves available for mutual consultation with the insurance adjuster. If the adjuster and Roofer can agree on the remedy for the damage and the cost, this can expedite the process. In most cases your Roofer will be awarded the repair job.

Tip #4 Get It In Writing. Most insurance companies will only issue a check directly to the Roofer. This protects the insurance company from the homeowner “pocketing” the proceeds and never repairing the damage. By getting your Roofing contractor to agree to the type of repairs to be performed and the costs involved, this will insure that your Roof gets the required repairs. If your Roofer agrees that the insurance check is sufficient to repair your Roof hail damage, then they should be willing to do the repairs for that cost, nothing more.

Roof replacement or repair due to hail damage can be one of the most expensive repairs for homeowners and insurance companies. Making sure that you properly identify Roof hail damage in a timely basis, and following the proper procedures will help protect your family’s most important asset, your home.

In summary home owners who think they may have suffered storm damage should:

Look for visible water damage inside your home.
Look for damage to your Roof’s shingles that may compromise the effective life of your Roof.
If necessary, contact your insurance agent and file a claim.
Consult a local Roofing contractor trained in Roof Hail Damage to represent your interests.

 

Written by trustone3

Storm Damages and Your Roof – How To Protect From Major Damage?

Storm Damages and Your Roof – How To Protect From Major Damage?

Homeowners want to keep a Roof over their heads while they are planning to inhabit their residences. They depend upon the Roofing systems to keep nature out. Mother Nature may be volatile sometimes, and it is important to safeguard the family with a solid structure.

Depending upon the geographical area you reside in, you could face several types of windstorms. In Northeast, there are extreme winter seasons, in the Midwest and Great Plains there are tornadoes, hails and straight-line winds, and in the West, homes suffer from rigorous heat energy. What type of damages can one expect when Mother Nature comes in such a violent nature?

When the hailstorm is substantial, it could strongly affect the structure of the Roof. When the slate has weakened, has ended up becoming wafer-thin, or it has been installed incorrectly, the Roof may become prone to hailstorm damages. You will want to replace broken slates with matching ones to reduce the visible differences. You will also want to make sure you are on top of the maintenance of the Roof.

In mending slates from hailstorm damage, the adjacent flashings will also need to be switched out. Damaged flashings may be a hidden origin of cracks that can trigger indoor and structural damage.

The slate on its own is extremely hefty and because of the angles of a slate Roof, it is quite difficult for higher winds to get underneath and rip them from the Roof. The bulk of wind damages on a slate Roof are repairable. In fact, it is a rare occasion for an entire slate Roof to need complete replacement.

Some Roofing professionals and insurance companies possess an inclination that you must completely replace a slate Roof when it has been damaged. However, a knowledgeable Roofing company could effortlessly match, switch out the damaged slate tiles, and recover your Roof to its initial soundness.

Work with expert and knowledgeable Roofing professionals on any type of Roof, but specifically slate tile Roof coverings. Deciding on the appropriate Roofing specialist is of the utmost value when restoring or sustaining your slate tile Roof.

The main things to consider when looking for the best Roofing contractor are the following:
* Have they worked with slate before?
* Do they lean towards replacing the Roofing or making repairs as necessary?
* Do they work with your insurance company?
* How are their ratings and customer reviews?

With this knowledge, you will be ready for anything Mother Nature brings. It does not guarantee that you will not sustain damage, but at least you will have a greater chance of staying safe.

 

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Written by trustone3

Roofing – To Repair Or Replace?

Roofing – To Repair Or Replace?

For many home-owners, the decision on whether to repair of replace a Roof on an older property can be a tough one. Though replacement can be quite expensive, a repair job can end up simply delaying the inevitable. Roofing materials can vary greatly in price due to the materials themselves as well as the location. Whereas in southern California ceramic and clay tile is all the rage, you will be hard pressed to find these types of Roofs in say, areas of New England where slate Roofs are king. In this article, we will identify certain problems and offer tips and advice in determining whether to move forward with either option.

Wind damage is perhaps the most obvious repair. In this instance, dark spots can become apparent on ceilings leading to water drips, which may damage the interior of the home. Another issue involves ice dams in which melting water finds its way underneath the edge of the Roof, causing damage to the deck and even pushing the edges up.

If a Roof is fairly new, it may still be under warranty. In this case, a contractor should be called in for a repair. Likewise, those looking into purchasing a new home should always check to see that the Roof has been recently replaced.

A good rule to follow is this: Once 1/3 of any Roof is damaged, replacement is the best option. A list of factors to consider when determining whether you should move forward are:

-Blisters on ceilings or interior walls
-Leaks
-Discoloration and water damage in crawl spaces or attic areas
-Rotten or sagging soffits
-Shingles which are curled or cracked
-Algae buildup
-Rise in energy bills during the winter

As mentioned prior, certain materials should be used in designated areas of the country. In the southern part of the US, Roofs are designed in order to withstand hurricane winds and storms using hurricane straps. Slate Roofs are most common in the northern US, and clay or tile is used primarily in the pacific and southwestern areas.

Hopefully you’re better able to determine a good plan of action when considering your homes next Roofing project. Though many minor repairs can be done by the homeowners themselves, larger projects should always be left to a skilled professional. Do the research and don’t hesitate to ask any questions you may have. The decision could mean the difference between a minor repair, and a full blown replacement.

 

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Written by trustone3

Is the Expected Expense of Roofing Damage Repair Correct – Ask a Roofing Service Provider

Is the Expected Expense of Roofing Damage Repair Correct – Ask a Roofing Service Provider

A lot of Roofing systems have one to three decades of warranty. However, insuring your residence is still essential because the warranties for Roofing do not deal with occurrences like fire and hail storms that can greatly harm the Roof. When it comes to house insurance claims, the insurers will normally attempt to reduce the replacement estimate. Make sure that you get the correct estimation. Here are some tips to make sure you do.

When you file a claim, the insurance company may send an adjustor who might undervalue the expense of fixing a damaged Roof. Numerous insurance companies are guilty of this and it is not right. In some cases, the insurance company will also send an adjustor for the 2nd time with a bit greater estimate but still remarkably low estimation. Keep in mind the adjustor is employed by the insurance company.

It is easy to know if the insurance company’s adjustor is guessing or if he currently has an amount in mind even before he leaves the office. An actual adjustor who desires to provide an honest estimate will climb up to see the Roof damage. Nonetheless, whether or not he climbed up on the Roofing to check for damage only matters just a little. What you want to do is call a professional Roofing company to look at the damage. It will also help if you can get estimates from different Roofing specialists. It is good if the Roofing service providers have close estimations that are higher than the insurance company’s estimation.

Occasionally, the insurance company will agree to increase the repair estimate. Some times, they may not unless the case winds up in a legal action. If you feel they are low balling you find an attorney who is an expert in insurance situations. Many attorneys offer a no claim-no charge payment system so the high fee of hiring a lawyer is not a problem.

Other things you can do if you think the insurance adjustor low balls the replacement cost estimate is to take some photos of the Roofing from different angles. You ought to also take a picture of just what damaged the Roof such as hail. It is best if you could make use of a date stamp in taking photos.

Normally, fixing a Roof can be expensive however there are lots of elements that determine the repair expense. A couple of the aspects that the Roofing service providers check when giving an estimate are the measurements, Roof slope, difficulty level, layers that need to be torn off, product, and ridge vent. The cost increases if you have skylights and chimneys, too. So making sure your insurance company will definitely deal with as much of the cost as possible is something you want to do.

 

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Written by trustone3

Roof Storm Damage Repair

Roof Storm Damage Repair

When hurricanes and other storms hit your area, it is important to have a company you trust to do the repair work on your home or business. You will want to find a Roof storm damage company that is both reputable and professional.

Storms and hurricanes can be very damaging to homes and businesses. After these times, it is essential to be able to quickly find a Roof storm damage company to help you restore your home or business so that it is able to be occupied. Right after hurricanes or other storms, you will likely be thinking mainly about your family being safe. After things settle down though and you return to your home or business, you will see the need to have some repair work done.

If you have not had any weather trouble with your home or business but it is common in your area, you should consider finding a business that is in a safe zone away from where the worst problems could take place. By finding a Roof storm damage business in an area like this, you will not have to worry about the company itself being hurt by the weather.

So even if you are not having a problem with your home or business currently, it is wise to plan ahead. As you plan ahead, you will want to find a Roof storm damage business that is reputable and professional.

Reputation is so important because it is based on the opinions of those who have actually had experience with a company. So, when you decide to begin your research to find a Roof storm damage company, you will want to ask people that you know who have had someone do repair work on their home or business. You can also go on the internet in search of companies, and then you can take the various companies and search for reviews for them on websites made to help people find businesses that will help them with their needs.

Professionalism is also a very important part of a business and should also be considered. It can entail a number of areas, but some of that may depend on what you are looking for. An area that you should look at that may seem insignificant is the website of the company. It should be organized well and also be informational with correct information. Another important aspect of finding a professional company is finding one that has employees that can be trusted. You can find out if a company does have trustworthy employees by asking the management if they do background checks and if they ever hire those with a criminal background. This is important for the security of your home or your business. The customer service of the company is another aspect of professionalism. It is important that the management and the employees treat their clients with respect and communicate well. You can find out about this aspect of a company by going to the businesses to actually speak with a member of the management.

After these areas are considered, you will be able to compare and contrast the various companies so that you will be able to choose the best one for your needs. The weather does not have to leave you without a home or business long. Finding the right Roof storm damage repair company will make all the difference.

 

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Written by trustone3

Signs of Storm Damage to Your Roof

Signs of Storm Damage to Your Roof

1. Missing shingles from storm damage

As you pull up into the drive from a long day at the job, you glance at your Roof and notice it’s missing some shingles. You say to yourself “No problem, it’s only a few,” WRONG! This is only the start of a much bigger issue, leaks. As shingles start to break, twist, or blow off, your Roof now has less water shedding ability. Water can now start to pool in crevices and penetrate your Roof. The water will eventually reach the wooden deck, and then it gets bad. You most likely have storm damage.

2. Hail Marks

Impact marks from hail are tough to see from ground level. One day when you are outside, grab a ladder and inspect your Roof. It’s probably wise to have a professional do this. But, if you not afraid of heights then keep reading. Take a look for any hail marks in the shingles. Hail marks are usually anywhere from 1/8″ to 4″. There should be granule loss and usually the felt will be visible through the shingle. Similar to the problems created by missing shingles, these indentions can disrupt water shedding capabilities as well.

3. Lifted Shingles

Lifted shingles are caused by powerful winds and are typically found around the ridge, or the top, of your Roofing system. Usually, it takes a trained person to notice lifted shingles but read carefully and you should be able to do this. A nail that has backed itself out the deck and a lifted shingle can have a similar look, but a shingle raised by a nail isn’t caused from wind damage. It’s important to understand the difference between the two because ones damage and the other isn’t. Again, if you are not afraid of heights, safely have a look around on your Roof. With your hand, gently pull up on any shingles that look detached or loose. If the shingles lift easy with little effort and a row of shingles lift up with it, which is called zippering, it’s likely that you have some wind damage. On a side note, if you have a Roofing system with an extra layer of shingles know that your Roof is more susceptible to storm damage. You can check for the extra layer by lightly lifting your shingles at the eve of your Roof and looking underneath.

By following this simple guide, you should be able to quickly identify storm damage yourself. If you find storm damage then you may be entitled to a claim approval through your insurance provider. These signs are what an insurance adjuster generally looks for. However, if you are planning to file a claim I recommend that you hire a Roofing professional to meet with your adjuster. There are plenty of qualified professionals that will handle your insurance process and replace the Roof. I know it may seem simple enough to do this yourself but trust me when I say insurance companies are difficult to deal with. Always get a professional to inspect your Roof if you’re not confident in your ability. Good luck and remember that storm damage today means leaks tomorrow.

 

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Written by trustone3

Roof Storm Damage Must Be Repaired ASAP

Roof Storm Damage Must Be Repaired ASAP

Roof storm damage is not only a problem on your Rooftop; if not taken care of as soon as possible, it could spread the damages to other structures. Roofs are the uppermost structural component that protects all that lies beneath it. This includes the lumber, drywall, electrical wiring, furnishings and flooring. Mold and mildew can creep into the structure, as well, and will cause illnesses in the people who live there. Without a solid Rooftop, it’s only a matter of time before the place is uninhabitable. If leaks begin to occur, one thing will lead to another. If a storm damages the Roofs’ shingles, tile or structural foundations, this must be fixed right away. Here are some things to think about:

Tornadoes: Tornadoes happen quickly and sometimes without warning. One minute the family members could be watching the big game on their flat screen; the next minute they could hear the tornado warning sirens blaring and they have to head for the storm shelter. When they emerge later, they may very well find unimaginable Roof storm damage.

Hurricanes: Hurricanes are well known for their fierce winds and rains. They can peel Roofing materials up like a piece of fruit. If a house is located in hurricane country, the homeowners need to stay on top of maintenance in order to keep things hammered down and sealed up tight. If a gust gets under one loose area, it will strip the shingles like orange peel.

Hail: Hail comes in a variety of sizes depending on the weather cycles. The more a tiny ball of hail gets tossed around in the storm system above our heads, the more layers will be added until the chunks that finally fall to earth are the sizes of golf balls or even soccer balls. No Rooftop or car windshield will be safe when Mother Nature decides to play dodge ball with a bunch of boulder-sized hail nuggets.

40 days and 40 nights of rain: In some regions of the country, it may seem like the rain will never stop. People get up in the morning to see the same rainstorm that was happening the night or even week before. Not only can this be as depressing as can be, it can also wreak havoc on one’s Rooftop. If there’s already a mild leak, look out below because Niagara Falls may be gushing through eventually. Positioning buckets all over the house to catch the raindrops can get old fast.

Insurance claims: Homeowners’ insurance should cover any Roof storm damage though, right? Wrong! If an individual was a bit lackadaisical about household maintenance and never got around to repairing his or her Roof, guess what will happen? The insurance company will deny the claim. Insurance policies are designed to cover problems that happen but not those that occur due to negligence. Not performing repairs as they’re needed is considered neglect.

Roof storm damage happens if the tornado, hurricane, hail or rains are fierce enough. Better your odds by maintaining and repairing Rooftops before the bad weather moves in. Even if Mother Nature has her way with you, the insurance coverage will protect those who’ve done all they could to help themselves.

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Written by trustone3

Roofing and Insurance

Roofing and Insurance

With the right Roofing company, you can get the insurance company to pay what they should pay. If your insurance company has denied your claim for Roof repair, don’t worry. No is rarely the final answer in these situations.

If you face damage after a storm, whether from wind or hail, the first thing you should do is contact your insurance provider for an estimate on repairs. Replacing your Roof is going to be expensive, and if you can get the help of your insurance plan to cover some of the cost, you will be in far better financial shape. However, when it comes to Roofing, insurance adjusters are experts at finding reasons to deny the claim. After all, they do not want to pay for the expensive repair any more than you do.

If your claim has been denied by your insurance provider, do not assume that the answer is final. Often, you can get that “no” changed into a “yes” with a little hard work and creativity.

First, choose a Roofing company to help with the repairs. Even if the claim is eventually denied again, you will need someone to do the work, so start shopping around for an experienced contractor. Choose one that works with a company who has experience in these negotiations. Don’t take their word for it. Ask for testimonies from past clients that point to the company’s ability to successfully negotiate with insurance providers. Remember, insurance companies are experts at getting out of paying what they should, so you need a skilled negotiator on your side.

Once you have a company in mind, have them come to your home to inspect your Roof. The inspector will be able to determine whether or not you actually have damage, and if there is a potential that the insurance could pay for the damage.

If the inspector feels that the Roof is damaged, but the insurance adjuster did not, you can request a second inspection from your insurance company. Have the inspector meet the insurance adjuster to discuss the damage. Often they can negotiate better than you can, because a professional Roofing contractor has far more knowledge of what a Roof should look like than you do, and maybe even than the insurance adjuster does.

Once you have the insurance company’s go ahead for the repairs, you may find that the amount they offer you is insufficient to get the job done. Again, your contractor can help with this. They can negotiate a better price based on fair market value for materials and labor.

Sometimes your insurance company will approve the repair but will suggest the individuals you use for installation. In most states you do not have to use the suggested company. Take the time to shop around for a better Roofer who will do the job well with top of the line materials.

 

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Written by trustone3

Hail’s Effects on Roofs and Hail Resistant Roofing Options

Hail’s Effects on Roofs and Hail Resistant Roofing Options

After a hail storm it is advisable to call a Roofing professional to come out and inspect your home. Hail damage to a home can sometimes be hard to detect because it most often occurs on Roofs and cannot be seen from the ground.

A trained Roofing professional can inspect all the damage prone area of a home including the Roof, gutters, fences, windows, and Siding. Even smaller sized hail can damage your Roof. In most instances hail will not cause your Roof to leak immediately instead the hair wears your Roof down accelerating the aging process.

Following a hail storm many Roofers offer a free Roof inspection. The Roofer will inspect the Roof much like an insurance adjuster and tell you if you have sustained damage that would make it wise to contact your insurance agent to file a claim.

Hail Resistant Roofing

If you are buying a new home or replacing an existing Roof you should consider using hail resistant Roofing materials. No Roof can be hail-pRoof; however, using hail resistant materials can help protect your home in the event of a storm.

Hail resistant Roofing is classified on a scale from one to four with four being the most resistant. The materials are tested by dropping a steel ball from various heights and measuring what damage the Roof sustains after impact.

Many Roofs come with a rating on this scale. If you install a Roof with a high class rating, you may be able to apply for a lower insurance premium. Class four products are made of copper, plastic, resin, and modified asphalt shingles. Modified asphalt shingles are stronger more durable than standard shingles.
These shingles have a rubber-like quality that protects them from the strong impacts hail storms can inflict on a Roof. The material prevents premature deterioration from storms. Impact resistant materials can with stand up to a 110 mile per hour wind for a prolonged period of time. They bend with the wind and settle back into their position when the storm passes.

Home owners in the South West/ Mid-West should consider speaking with their Roofer and insurance agent about hail resistant Roofing. By installing a hail ready Roof the homeowner can help save money on insurance premiums and increase the life expectancy of their Roof.

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